Privacy Policy

Mortgage Curator ("we," "us," or "our") operates MortgageCurator.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit a mortgage inquiry form. Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

We collect information you provide directly, including:

• Contact information (name, email address, phone number)
• Property information (location, estimated value, loan purpose)
• Financial information (estimated credit score, desired loan amount, down payment)
• Transaction timeline and loan type preferences

We also collect information automatically when you visit the site:

• IP address, browser type, operating system, and referring URLs
• Pages visited, time on site, and click behavior via analytics tools
• Cookies and similar tracking technologies

We use the information we collect to:

• Match you with mortgage lenders and brokers who may meet your needs
• Respond to your inquiries and provide customer service
• Send you mortgage rate updates, promotional offers, and educational content (with your consent)
• Improve our website, products, and services
• Comply with applicable laws and regulations
• Detect and prevent fraud or abuse

We may share your personal information with mortgage lenders, brokers, and financial service partners for the purpose of responding to your rate inquiry. By submitting a form on our site, you consent to being contacted by one or more lending partners.

We may also share information with:

• Service providers who help us operate the website (analytics, email, hosting)
• Business partners with your explicit consent
• Law enforcement or regulators when required by law
• Successors in the event of a merger, acquisition, or asset sale

We do not sell your personal information to third parties for their own marketing purposes.

We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage, and deliver relevant advertising. You can control cookie settings through your browser preferences. Disabling cookies may affect certain site functionality.

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required by law. Lead inquiry data is typically retained for up to 24 months.

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete data
• Request deletion of your personal information
• Opt out of marketing communications at any time
• Restrict or object to certain processing

To exercise these rights, contact us at privacy@mortgagecurator.com.

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information as defined under the CCPA. To submit a data request, contact us at privacy@mortgagecurator.com.

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the revised policy.

If you have questions about this Privacy Policy or our data practices, please contact us at: