Mortgage Rates in Chandler, Arizona
Chandler is a tech hub home to Intel and other major employers, offering excellent schools, master-planned communities, and a revitalized downtown.
6.20%
30-Yr Rate
$510,000
Median Price
+3.8% YoY
Price Change
280,000
Population
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Current Chandler Mortgage Rates
Average rates for borrowers with 740+ credit score and 20% down payment.
Source: Freddie Mac Primary Mortgage Market Survey via FRED | Updated: Mar 19, 2026
30-Year Fixed
6.20%
15-Year Fixed
5.54%
FHA 30-Year
5.70%
VA 30-Year
5.45%
Market Insight
Chandler benefits from strong employment in the semiconductor industry. Home values have been supported by high-paying tech jobs and excellent schools.
Top Lenders in Chandler
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Arizona Central Credit Union
Credit Union
Guaranteed Rate
Online
Nova Home Loans
Regional
Popular Chandler Neighborhoods
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Buying a Home in Chandler
Affordability
With a median home price of $510,000, a 20% down payment would be approximately $102,000. At current rates, monthly principal and interest would be around $2,499 (excluding taxes and insurance).
First-Time Buyers
Chandler buyers have access to Arizona state programs including HOME Plus (up to 5% down payment assistance) and Pathway to Purchase. FHA loans with 3.5% down are popular given local price points.
Market Conditions
The Chandler market has seen +3.8% YoY price appreciation year-over-year. Inventory levels and days on market vary by neighborhood and price point. Working with a local agent and getting pre-approved early is recommended.
Nearby Cities
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